8+ Best WordPress Payment Plugins

Selecting the right WordPress payment plugin is a pivotal decision for any online business. The right tool facilitates secure transactions and enhances the customer experience, directly impacting conversion rates. With a multitude of options available, finding a solution that aligns with specific business needs, from simple payment buttons to comprehensive eCommerce checkouts, can be challenging.
This guide provides a comprehensive review of the best WordPress payment plugins available. Each option has been evaluated based on its features, ease of use, security, and overall value. Whether the goal is to sell digital products, manage subscriptions, or launch a full-scale online store, this curated list will help identify the perfect tool for the job.
Explore both premium and free WordPress payment plugin options to find a solution that fits any budget and business model.
Comparing the Best WordPress Payment Plugins
Here is a detailed breakdown of top-tier plugins that streamline online transactions. Discover which one qualifies as the best WordPress payment plugin for your specific requirements.
1. WPForms

WPForms is renowned as one of the most user-friendly form builders for WordPress, but its capabilities extend far beyond simple contact forms. It offers robust payment integrations, allowing businesses to sell products or services without a complex e-commerce setup. Users can create custom payment forms, order forms, and donation forms with an intuitive drag-and-drop interface, making it an excellent choice for versatility.
Key Features
- Drag-and-drop form builder
- Pre-built templates for various forms, including payment and donation forms
- Integrations with PayPal, Stripe, Square, and Authorize.net
- Smart conditional logic to create dynamic forms
- Automated email notifications and confirmations
- Spam protection with CAPTCHA and Honeypot technology
- Ability to create product catalogs within a form
Best For Businesses and individuals who need to create custom, flexible payment forms for selling a small number of products, services, or collecting donations.
Pricing The premium version, WPForms Pro, starts at $49.50 per year. A free version, WPForms Lite, is also available and includes basic Stripe integration, making it a powerful free WordPress payment plugin.
2. WooCommerce

WooCommerce is the undisputed leader for building a full-featured e-commerce store on WordPress. This open-source plugin transforms any website into a powerful online retail hub. It provides everything needed to manage inventory, calculate taxes and shipping, and securely process payments. Its extensibility is its greatest strength, with a massive library of extensions to add virtually any functionality.
Key Features
- Sell both physical and digital products
- Extensive inventory and order management system
- Flexible shipping and tax calculation options
- Supports over 100 payment gateways through extensions
- Highly customizable with thousands of themes and plugins
- Robust reporting and analytics on sales and customers
- Secure and regularly updated platform
Best For Anyone looking to build a comprehensive, scalable online store with a large product catalog and advanced e-commerce functionalities.
Pricing The core WooCommerce plugin is free. Costs are associated with hosting, themes, extensions, and transaction fees from payment processors.
3. Easy Digital Downloads (EDD)

As its name suggests, Easy Digital Downloads is purpose-built for selling digital products. Whether it’s software, eBooks, music, or PDF files, EDD provides a streamlined system for managing and selling non-physical goods. It offers powerful features like flexible payment options, discount codes, and comprehensive reporting tailored specifically for digital creators and businesses.
Key Features
- Complete system for selling digital downloads
- Support for major payment gateways like Stripe, PayPal, Apple Pay, and Google Pay
- Full-featured shopping cart
- Customer management and detailed purchase history
- Built-in reporting to track earnings and sales
- Extensive library of add-ons for subscriptions, software licensing, and more
- Controlled file access and download limits
Best For Creators, developers, and businesses focused exclusively on selling digital products.
Pricing Plans start at $99.50 per year, which includes access to key features and support.
4. MemberPress

MemberPress is a premier membership plugin for WordPress that allows website owners to create protected, members-only content. It excels at managing subscriptions, controlling access to posts and pages, and selling membership-based products. With seamless payment gateway integration, it automates recurring billing and provides a complete solution for building a thriving membership community or online course platform.
Key Features
- Powerful content access rules and paywalls
- Content dripping to release content over time
- Built-in integration with Stripe, PayPal, and Authorize.net
- Unlimited membership levels with flexible pricing
- Automated subscription billing and management
- Integration with popular forum and email marketing services
- Built-in course creator (LMS) functionality
Best For Entrepreneurs, educators, and communities wanting to monetize their site through memberships, subscriptions, or online courses.
Pricing MemberPress is a premium-only plugin with plans starting at $179.50 per year.
5. WP Simple Pay

For those who need to accept payments without the overhead of a full shopping cart system, WP Simple Pay is the leading choice. This plugin focuses on one thing: making Stripe payments on WordPress incredibly simple. It allows for the creation of clean, secure payment forms for one-time and recurring payments directly on a site, making it an ideal minimalist solution. It stands out as a candidate for the best WordPress payment plugin for straightforward transactions.
Key Features
- Seamless and secure Stripe integration
- Accept one-time and recurring subscription payments
- Supports 10+ payment methods, including credit cards, Apple Pay, and Google Pay
- Intuitive drag-and-drop payment form builder
- Customizable payment confirmation pages and receipts
- Support for coupon codes and custom amount fields
- SCA (Secure Customer Authentication) ready
Best For Consultants, service providers, and small businesses that need a simple, secure way to accept payments without an e-commerce platform.
Pricing The premium plan starts at $49.50 per year. A WordPress payment plugin free version is available but includes a 3% transaction fee.
6. Formidable Forms

Formidable Forms is an advanced WordPress form builder that goes beyond basic contact forms to create complex, data-driven applications. Its payment integration capabilities are robust, allowing for sophisticated payment forms that can include calculated fields, conditional logic, and integration with WooCommerce. It is the perfect tool for projects requiring more than a standard payment button.
Key Features
- Drag-and-drop form builder with advanced fields
- Integrated views to display form data on the front end
- Advanced calculations for quotes, estimates, and dynamic pricing
- Payment integrations with Stripe, PayPal, and Authorize.Net
- Powerful conditional logic for dynamic forms
- Ability to create user registration and profile forms
- WooCommerce integration
Best For Developers and businesses needing to build advanced, solution-focused forms, such as mortgage calculators, event registrations, or detailed quote request forms with payment collection.
Pricing Plans begin at $39.50 per year.
7. WooPayments

Developed by Automattic, the same company behind WordPress.com and WooCommerce, WooPayments is the official, deeply integrated payment solution for WooCommerce. It provides a streamlined experience by allowing store owners to manage payments directly from their WordPress dashboard. Built in partnership with Stripe, it offers security and reliability while simplifying cash flow management, refunds, and dispute resolution.
Key Features
- Accept major credit and debit cards directly on your store
- Manage all payment activity within the WordPress dashboard
- Support for 135+ currencies
- No setup or monthly fees; pay-as-you-go pricing
- Enhanced security powered by Stripe
- Enables in-person payments through the Woo Mobile App and card readers
Best For WooCommerce store owners who want a seamless, fully integrated payment management experience without leaving their WordPress dashboard.
Pricing The plugin itself is free to install. Transaction fees are pay-as-you-go, starting at 2.9% + $0.30 per transaction for U.S. cards.
8. NOWPayments

Catering to a modern and growing market, NOWPayments enables businesses to accept cryptocurrency payments on their WordPress site. The plugin supports over 300 different cryptocurrencies, including Bitcoin and Ethereum. A key feature is its ability to instantly convert crypto payments into a fiat currency of choice, protecting businesses from market volatility.
Key Features
- Support for 300+ cryptocurrencies
- Automatic conversion of crypto to fiat currency
- Simple integration with a payment button
- Low transaction fees (starting at 0.5%)
- Integration with WooCommerce and other platforms
- Dedicated account manager and 24/7 support
Best For Businesses and online stores looking to cater to a global, tech-savvy audience by offering cryptocurrency as a payment option.
Pricing The account is free to create. A transaction fee of 0.5% applies to payments.
FAQs About The Best WordPress Payment Plugin
1. What is the difference between a payment gateway and a WordPress payment plugin?
A payment gateway (e.g., Stripe, PayPal) is the service provider that securely processes the transaction between the customer and the merchant. A WordPress payment plugin is the software that integrates this gateway into your website, providing the front-end forms and back-end management tools to accept payments.
2. Are these payment plugins secure for handling customer data?
Yes. The plugins featured in this guide prioritize security. They comply with PCI-DSS standards, support SSL encryption, and use methods like tokenization to ensure that sensitive credit card information is never stored on your server, protecting both you and your customers.
3. Can a free WordPress payment plugin be sufficient for a business?
Absolutely. For many small businesses, startups, or non-profits, a free WordPress payment plugin like WPForms Lite or the free version of WP Simple Pay offers enough functionality to securely accept payments. Premium versions are typically needed for advanced features like recurring subscriptions, additional payment gateways, or premium support.
4. How important is mobile responsiveness for a payment form?
Mobile responsiveness is critical. A significant portion of online shopping and payments occurs on mobile devices. A payment form that is not optimized for mobile screens can lead to a frustrating user experience and high cart abandonment rates. All plugins listed here are designed to be fully mobile-responsive.
5. Do I need an SSL certificate to use a WordPress payment plugin?
Yes, an SSL (Secure Sockets Layer) certificate is essential. It encrypts the data transferred between a user’s browser and your website’s server, which is a requirement for securely processing payments. Most web hosts now offer free SSL certificates, and having one is a standard security practice for any website that handles sensitive information.
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